Hey, My name is Sarah, I am 23 and I live in the North East of England! I took out my mortgage for me and my now ex boyfriend who promptly decided he didn't want the responsibility of having a home. I am now left with a £100,000 mortgage i cant afford, if you could help me i would be eternally greatful, anything you can give me would help me out immensely. In return I will keep to posted with how my appeal is going. Thank You for taking the time to read this, and thank you for you contribution, hopefully.